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Aaron Husman

The Phoenix Insurance4.9256 Google reviews

Better coverage for less, quoted across carriers

Co-founder and COO of The Phoenix Insurance, an independent agency in Dallas quoting home, auto, collector car and business coverage across Texas.

Service area
Dallas–Fort Worth and all of Texas
Team
Five-person team, two founders
Hours
8:30 AM to 5:30 PM
Member
since 2014

What Aaron does

  • Home, condo and renters insurance
  • Auto insurance across multiple carriers
  • Collector, exotic and classic car coverage
  • Umbrella and collections coverage
  • General liability and workers' comp
  • Commercial property and auto
All services →

Problems Aaron solves

  • Your renewal went up again and nobody shopped it
  • Home and auto coverage needed before a closing
  • A collector or exotic car sitting on a standard policy
  • A business with gaps between its policies
  • Jewelry, watches or art worth more than the homeowners limit

Who should call

  • Homeowners buying or refinancing in Dallas–Fort Worth
  • Collector, classic and exotic car owners in Texas
  • Owners of auto shops, dealerships, jewelry stores and HOAs
  • Mortgage brokers whose clients need coverage bound fast

The best introductionA mortgage broker whose buyers need home and auto coverage bound before closing.

10 guides by Aaron

Answers Aaron gives clients every week

All property & casualty insurance guides
Property & Casualty Insurance Your homeowners renewal just jumped: what to do before you pay it A renewal notice with a bigger number is not a bill you have to accept. Here is how to read it, what actually moved the price, and what a proper reshop looks like. 9 min read What should I ask an insurance agent before I switch my home and auto insurance? Before you switch home and auto insurance: the questions that reveal a good agent 7 min read Does my small business need a business owner's policy or separate general liability and property insurance? Business owner's policy or separate policies: what a small Texas business actually needs 7 min read How do I get homeowners insurance in place before closing on a house in Texas? Closing on a house: getting homeowners insurance bound before the lender funds 7 min read Should I file a home insurance claim or pay for the damage myself? Damage at the house: when to file a home insurance claim and when to pay it yourself 7 min read Does homeowners insurance cover jewelry, watches and other collections? Does your homeowners policy really cover the jewelry, watches and art in the house? 7 min read Do I need an umbrella insurance policy if I already have home and auto? Home and auto are covered, so why would you need an umbrella policy? 7 min read What should I review on my home and auto insurance every year? The once-a-year insurance review: what to check on home, auto and everything else 7 min read How much does classic car insurance cost in Texas, and what changes the price? What a classic or collector car costs to insure in Texas, and what moves the price 7 min read Do Texas employers have to carry workers' compensation insurance? Workers' comp is optional in Texas: what opting out really means for an employer 7 min read

Why clients choose Aaron

Proof, not promises

  • Independent agency licensed in Texas (resident, Dallas)
  • Lines of authority: property, casualty, collector and specialty auto, commercial risks, surplus lines where applicable
  • Licenses verified through the National Insurance Producer Registry (NIPR), per the agency
In business
25+ years of industry experience
Hours
8:30 AM to 5:30 PM
Team
Five-person team: two founders, a senior account executive and two account managers

What clients say

Excerpts from public Google reviews of The Phoenix Insurance. Read all 256 on Google.

★★★★★2 months ago

Jason Olsen with Phoenix was amazing stepping me through the horrible process of insurance renewal including home, auto and umbrella. I had been working on it for weeks with other agents and it was a horrible experience. Then a friend recommended Jason saying he was so knowledgeable and helpful. Thank God i reached out to him. Jason was able to take care of everything in a day, got me the best (CORRECT) coverage AND saved me a ton of money. I cannot recommend enough!!

— Kim Clement
★★★★★3 months ago

Eric is your guy! From start to finish, he made the entire insurance process easy to understand and completely stress-free. He was knowledgeable, responsive, and took the time to find the best coverage for my needs without ever making me feel pressured. If you’re looking for someone who’s honest, professional, and genuinely cares about helping his clients, I highly recommend reaching out to Eric. You won’t be disappointed! ⭐⭐⭐⭐⭐

— chris c
★★★★★3 months ago

AMAZING, PROMPT, HONEST SERVICE! HIGHLY RECOMMENDED! I was shopping for car insurance and Aaron's team responded promptly to get details about my cars. The agent got back to me right away letting me know that the rates that I had with my current insurance were good, and I did not have to change insurance carrier. The agent even gave me tips on how to reduce my premium further in the future by increasing certain aspects of coverage that insurance companies look at to reduce rates. I really appreciate the honesty and fast, friendly service and advice. If I need to change insurance, I know that the Phoenix insurance team is honest and trustworthy.

— Armando Juarez
Show 2 more reviews
★★★★★2 months ago

We have had an excellent experience with Phoenix. After working with another agency that did not provide much personalized support, the difference has been remarkable. Their team offers truly concierge-level service, is highly responsive, and has proactively looked for opportunities to save us money on our policies. We feel well cared for and highly recommend them.

— Natalie Ray
★★★★★5 months ago

I've worked with Jason, at "The Phoenix Insurance" for many years. I started out with a motorcycle policy and soon after switched both my homeowner and auto policies over to him. Can't say enough good things about both Jason and "The Phoenix Insurance." Very professional, and he's always gone the extra mile for me to find the best possible coverage with the best possible rates. Highly recommend that you give him the opportunity to earn your business.

— J T Manly

How it works

What happens after you reach out

  1. Share your details Tell the agency what you need to insure and what you have now.
  2. Policy review and customization The team reviews options from more than one carrier and tailors the policy to your needs and budget.
  3. Select your coverage The policy is finalized so coverage can start, and it is reviewed again each year.

In Aaron's words

Situations Aaron handles every week

Your renewal went up again and nobody shopped it

Most policies renew on autopilot. Because the agency is independent, Aaron's team compares the same coverage across several carriers instead of one company's rate sheet, and reviews each policy every year so the price and the limits keep up with the client's life.

Home and auto coverage needed before a closing

Lenders want proof of insurance before funding. The agency's three-step process, share your details, review and customize, select your coverage, is built to move quickly, and the office is open 8:30 AM to 5:30 PM for binders and questions.

A collector, exotic or classic car on a standard policy

Standard auto policies pay depreciated value. The agency describes itself as Texas's collector and exotic car specialists and explains agreed value coverage, where the car's value is set when the policy starts and paid in full if the car is totaled or stolen.

A business with gaps between its policies

The agency writes general liability, workers' compensation, commercial property, business owner's policies, commercial auto and umbrella, professional liability, business income, equipment breakdown and builders risk, with programs for auto repair shops, dealerships, jewelry stores, HOAs and real estate investors.

Collections a homeowners policy will not cover

Watches, jewelry, art, wine, firearms, coins, sports memorabilia and multi-car collections often exceed standard limits. The agency places dedicated collection coverage alongside home and auto so one agent handles everything.

A claim and no one in your corner

When a claim is filed, the agency works directly with the carrier toward a quick and fair resolution and handles policy adjustments along the way, so the client is not left to argue with an 800 number.

Services

Everything Aaron offers

Homeowners, condo and renters insuranceProperty coverage for primary homes, condos and rentals across Texas.
Auto insuranceStandard auto coverage quoted across multiple carriers.
Collector, exotic and classic car insuranceAgreed value coverage for collector, classic, muscle, exotic and luxury vehicles, the agency's specialty.
Umbrella insuranceExtra liability protection above home and auto limits.
Boat, motorcycle, RV, ATV and golf cartRecreational vehicle and watercraft coverage.
Collections coverageJewelry, watches, art, wine, firearms, coins and memorabilia insured at their real value.
General liability and workers' compensationCore business coverage for Texas employers.
Commercial property and business owner's policyBuildings, contents, business income and equipment breakdown.
Commercial auto and commercial umbrellaFleet and vehicle coverage with excess liability.
Professional liability and builders riskCoverage for service firms and construction projects.

Service area: Dallas, Dallas–Fort Worth, Texas statewide

About

Aaron Husman

Aaron Husman co-founded The Phoenix Insurance, an independent property and casualty agency on LBJ Freeway in Dallas, where he serves as chief operating officer. He has worked in insurance for more than 25 years and has lived in Dallas for more than 40 years.

Because the agency is independent, he quotes the same coverage across several carriers instead of one company's rate sheet, then reviews each policy every year so price and limits keep up with the client's life. The agency specializes in collector, exotic and classic car insurance at agreed value, and when a claim is filed his team deals directly with the carrier.

Why clients choose Aaron

  • Independent: quotes come from multiple carriers, not one company's rate sheet
  • Specialists in collector, exotic and classic car coverage, including agreed value policies
  • Reviews every policy annually and works directly with the carrier when a claim is filed

Works alongside: Works alongside high-producing mortgage professionals whose clients need home and auto coverage bound before closing.

Member of BNI Preston Center since 2014.

FAQ

Questions people ask Aaron

Why use an independent agent instead of calling a carrier directly?

An independent agent compares the same coverage across several carriers and presents the options side by side. The Phoenix Insurance follows a three-step process: share your details, review and customize the policy, then select the coverage.

Does the agency insure collector or exotic cars?

Yes. Collector, classic, antique, muscle, exotic and luxury vehicles are the agency's specialty. Collector policies typically use agreed value, so the payout is set when the policy starts rather than depreciated at claim time.

What business coverage can Aaron place?

General liability, workers' compensation, commercial property, business owner's policies, commercial auto and umbrella, professional liability, business income, equipment breakdown and builders risk, with industry programs for auto shops, dealerships, jewelry stores and HOAs.

Can a collection be insured separately from the house?

Yes. The agency writes dedicated coverage for jewelry, watches, art, wine, firearms, coins, memorabilia and multi-car collections, which often exceed the limits in a standard homeowners policy.

What happens when I have a claim?

Aaron's team works directly with the carrier toward a quick and fair resolution and handles any policy adjustments. Policies are also reviewed each year so coverage keeps up with changes.

Contact

Reach Aaron

CompanyThe Phoenix Insurance
Office6600 LBJ Fwy Ste 220, Dallas, TX 75240
Hours8:30 AM to 5:30 PM

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