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Commercial Banking·Carrollton, TXFor businesses

Leslie Haxel

Frost Bank

One banker for your deposits, credit line and equipment loan

Works in business banking at Frost Bank in Carrollton, managing deposit relationships and commercial lending for small and mid-size companies across Dallas–Fort Worth.

Service area
Carrollton and Dallas–Fort Worth
Hours
Frost phone and chat support 24/7
Member
since 2023

What Leslie does

  • Business checking and deposit accounts
  • Business lines of credit
  • SBA lending
  • Equipment financing
  • Leasehold improvements lending
  • Commercial and investment real estate financing
  • Merchant services
  • Treasury and cash management
All services →

Problems Leslie solves

  • Every banking question means a trip to the branch
  • Cash runs tight between invoices and payroll
  • A truck or machine that cannot wait for cash
  • Buying the building instead of renting it
  • A bank where nobody knows the business

Who should call

  • Owners of small and mid-size businesses in Dallas–Fort Worth
  • Companies outgrowing a branch-only banking relationship
  • Businesses planning to buy equipment or a building, or to build out a leased space

The best introductionA business owner who still drives to the branch for every question and wants one banker who knows the company.

Leslie's role is business banking; personal accounts and consumer loans are handled by other parts of the bank.

10 guides by Leslie

Answers Leslie gives clients every week

All commercial banking guides
Commercial Banking Your business outgrew its checking account: when a line of credit beats a loan The company is profitable, the receivables are real and the account still runs low twice a month. Here is how a business banker reads that situation, how credit is structured, and what to bring to the first meeting. 8 min read How do I protect my business bank account from check fraud and payment scams? Altered checks and fake invoices: protecting a business account from fraud 7 min read What questions should I ask a bank before moving my business accounts there? Before you move your business accounts: the questions to ask a bank first 7 min read Why are my business bank fees so high, and how do account analysis and earnings credits work? Business bank fees you cannot explain: how account analysis and earnings credits work 7 min read What do I need to open a business bank account in Texas? Opening a business bank account in Texas: the documents and decisions 7 min read Can I run my small business through my personal bank account? Running the business through your personal account: what it costs you later 7 min read Is an SBA loan or a conventional bank loan better for my small business? SBA loan or conventional bank loan: which one fits your business 7 min read How do I know if my business needs treasury management services? Still driving checks to the branch? Signs your business needs treasury management 7 min read How do I switch business banks without missing payroll or a payment? Switching business banks without a missed payroll: a step-by-step plan 7 min read What are the biggest mistakes business owners make with a line of credit? The line of credit mistakes that surface at renewal time 7 min read

Why clients choose Leslie

Proof, not promises

  • Business banker and commercial lender, Frost Bank
  • Frost Bank: recognized by Coalition Greenwich for 17 consecutive years
  • Frost Bank: largest ATM network in Texas
Hours
Frost 24/7 phone support, (800) 513-7678

In Leslie's words

Situations Leslie handles every week

Every banking question means a trip to the branch

Leslie offers what she calls concierge service: her clients have one main point of contact for deposits, treasury needs and loans, and do not have to go to a branch for most of their business banking. Frost backs that with 24/7 support by phone and live chat.

Cash flow that tightens between invoices and payroll

A business line of credit lets a company bridge the gap between paying suppliers and getting paid. Leslie structures lines of credit for small to mid-size businesses as part of a broader banking relationship.

A truck, machine or build-out that cannot wait for cash

Equipment financing spreads the cost of vehicles and equipment over their useful life so working capital stays in the business.

A lease signed, and the space still needs a build-out

Leasehold improvements lending pays for finishing out a leased space (walls, wiring, fixtures) so the move-in does not drain the operating account.

Buying the building instead of renting it

Commercial real estate financing for owner-occupied property is part of Leslie's lending work, alongside the operating accounts the business already keeps with her. She also finances investment real estate.

A bank that does not know the business

Frost describes a dedicated commercial banking team of experienced bankers rather than a call center, and Coalition Greenwich has recognized Frost for 17 consecutive years, naming it the only Texas-based bank to win awards for overall satisfaction, ease of doing business and customer service in both small business and middle market banking.

Services

Everything Leslie offers

Business deposit accountsBusiness checking, savings and money market accounts managed as a portfolio relationship.
Business lines of creditRevolving credit for working capital and seasonal cash flow.
SBA lendingSBA-backed loans for small businesses.
Equipment financingTerm loans for vehicles, machinery and equipment.
Leasehold improvements lendingFinancing to build out or finish a leased business space.
Commercial real estate financingLoans for purchasing or refinancing commercial property.
Investment real estate financingLoans for real estate held as an investment.
Commercial lendingTerm loans and credit structured for small to mid-size companies.
Treasury managementPayables, receivables, liquidity and fraud prevention tools through Frost.
Merchant servicesCard payment processing for the business, plus business bank cards, through Frost.
Concierge relationship bankingOne main point of contact who handles most business banking needs without a branch visit.

Service area: Carrollton, Dallas, Dallas–Fort Worth

About

Leslie Haxel

Leslie Haxel works in business banking at Frost Bank, a Texas bank, from its Carrollton office. She manages a portfolio of deposit relationships for small and mid-size companies and handles their commercial lending: lines of credit, SBA loans, equipment financing, leasehold improvements lending, and commercial and investment real estate financing. She also sets up merchant services.

She describes her approach as a concierge service. Clients have one main point of contact and do not need to go to a branch for most of their business banking. Account openings, transfers, treasury setup and problems go through her, so the owner talks to the same banker about daily cash management and about the loan for a truck or a building.

Why clients choose Leslie

  • One main point of contact for deposits and lending, with most needs handled without a branch visit
  • Lines of credit, SBA loans, equipment, leasehold improvement, commercial and investment real estate financing from one banker
  • A Texas bank recognized 17 years running for satisfaction, ease of doing business and customer service

Works alongside: Works alongside CPAs, commercial real estate brokers, business attorneys, equipment dealers and insurance agents whose clients need a business banking relationship or financing.

Member of BNI Preston Center since 2023.

FAQ

Questions people ask Leslie

Do I have to come into a branch to open accounts or apply for a loan?

Not for most needs. Leslie's clients have one main point of contact and handle most of their business banking without going to a branch.

What can she finance?

Lines of credit, SBA loans, equipment, leasehold improvements, and commercial and investment real estate, alongside the deposit relationship. She also sets up merchant services.

What size of business does she work with?

Small to mid-size companies; she manages a portfolio of their deposits and lending.

Where is she based?

Frost Bank, 1920 Parker Rd., Ste 100, Carrollton, serving businesses across Dallas–Fort Worth.

What happens when I need help after hours?

Frost offers 24/7 support by phone at (800) 513-7678 and by live chat, in addition to Leslie as the relationship contact.

Contact

Reach Leslie

CompanyFrost Bank
Office1920 Parker Rd., Ste 100, Carrollton, TX 75010
HoursFrost 24/7 phone support, (800) 513-7678

Email goes through the referral form so the chapter can record the introduction.

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